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Savings

Saving can be simple…once you get started. We’ve made it easy with a variety of accounts that will help you meet your savings goals – no matter what they are.

What savings account is right for you?

Statement Savings

Right for you if you need access to your cash while earning interest.

OPEN NOW

.01% APY

Unlimited withdrawals

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Balance	Interest Rate	APY*
$0 - $9,999	.01%	.01%
$10,000 - $49,999	.01%	.01%
$50,000 +	.01%	.01%

Premium Account

Right for you if you want an account that’s the best of both worlds – the accessibility of a checking account with the interest-earning potential of a savings account.

OPEN NOW

Rates increase as your balance increases

Use as savings, checking or both

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Balance	Interest Rate	APY*
Less than $2,499	.01%	.01%
$2,500-$9,999	.01%	.01%
$10,000-$24,999	.01%	.01%
$25,000-$49,999	.01%	.01%
$50,000-$99,999	.01%	.01%
$100,000 and up	.01%	.01%

Minor Savings

Right for you if you’re under 18. It’s never too early to start saving!

VISIT A BRANCH TO OPEN

.05% APY

Only $25 to open

A great first savings account

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Balance	Interest Rate	APY*
$0 - $9,999	.01%	.01%
$10,000 - $49,999	.01%	.01%
$50,000 +	.01%	.01%

Holiday Savings Club

Right for you if you want to budget for holiday spending

OPEN NOW

No Service Charges

Only $10 to open

Deposit as often as you want

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Balance	Interest Rate	APY*
$0 - $2,000	.10%	.10%
$2,001 - $9,999	.01%	.01%
$10,000 - $49,999	.01%	.01%
$50,000 +	.01%	.01%

Certificates of Deposit (CDs)

Right for you if you want the security of a guaranteed rate

VISIT A BRANCH TO OPEN

Flexible terms available

Guaranteed rate

High yielding, FDIC-insured

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High yielding FDIC insured account¹
Flexible terms from 30 days to 5 years
Interest compounded and paid at maturity for CDs with terms under one year and quarterly for CDs with terms one year and over
CDs automatically renew with 10-day grace period
$250 “Easy CD” also available – just $250 to open with unlimited deposits allowed throughout the term
Traditional, Roth and Rollover IRA options also available

1. Withdrawals made before the maturity date may result in a substantial interest penalty.

Rates & Fees

Minimum to open: $1,000 except for $250 “Easy CD”

	$1,000		$10,000		$25,000		$50,000		$75,000
Term	Interest Rate	APY*	Interest Rate	APY*	Interest Rate	APY*	Interest Rate	APY*	Interest Rate	APY*
30 Day	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
91 Day	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
6 Mth (182 day) and $250 Easy CD	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
12 Mth	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
13 Mth Special	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
18 Mth	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
24 Mth	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
30 Mth	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
36 Mth	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
48 Mth	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
60 Mth	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%

Rates current as of: December 30, 2024

Minimum to open: $1,000

*Annual Percentage Yield is accurate as of the date mentioned above. This account earns interest at a fixed rate for the term. These rates may change at any time without prior notice. Fees could reduce earnings on the account.

Health Savings Account (HSA)

Right for you if you have a high-deductible health plan. Medical expenses can take a big hit on your wallet. HSAs are designed to help you save for current or future medical expenses.

VISIT A BRANCH TO OPEN

No minimum balance requirement

$50 to open

Competitive interest rates

View Details

Balance	Interest Rate	APY*
Less than $2,499	.05%	.05%
$2,500-$9,999	.05%	.05%
$10,000-$24,999	.05%	.05%
$25,000-$49,999	.05%	.05%
$50,000-$99,999	.05%	.05%
$100,000 and up	.05%	.05%

Purpose Money Market

Whatever you're saving for, save with Purpose. With rates higher than a standard savings account, your money market account is a safer savings option that helps you reach your savings goals faster while giving you access to your funds when you need it.

OPEN NOW

$15,000 to open

No balance maximum on the account

Rates increase as your balance increases

View Details

Optional ATM, upon request
Optional checks, upon request
Six electronic withdrawals or transfers¹ to other accounts allowed each month, in keeping with federal regulations

1. Electronic transfers include Internet or telephone transfers out of savings into another account and electronic withdrawals include pre-authorized or automatic payments taken out of savings.

Rates & Fees

Monthly service charge: $20 if the average monthly balance falls below $15,000
Up to six withdrawals per statement cycle. Additional cost of $10 per item for each withdrawal over six per statement period.

Balance	Interest Rate	APY*
$0 - $14,999	0.05%	0.05%
$15,000-$44,999,99	0.05%	0.05%
$45,000-$99,999.99	0.05%	0.05%
$100,000-$249,999.99	0.05%	0.05%
$250,000 and up	0.05%	0.05%

Minimum to open: $15,000

*Annual Percentage Yield is accurate as of the date mentioned above. This account earns interest at a variable rate. These rates may change at any time without prior notice. Fees could reduce earnings on the account.

All accounts include:

Nationwide Fee-free ATMs

Debit Card

Online Banking

Mobile Banking and Deposit

Account Alerts

24/7 Customer Service

Savings

Set a goal.

Saving will get you there.

What savings account is right for you?

Statement Savings

.01% APY

Unlimited withdrawals

Rates & Fees

Premium Account

Rates increase as your balance increases

Use as savings, checking or both

Rates & Fees

Minor Savings

.05% APY

Only $25 to open

A great first savings account

Rates & Fees

Holiday Savings Club

No Service Charges

Only $10 to open

Deposit as often as you want

Rates & Fees

Certificates of Deposit (CDs)

Flexible terms available

Guaranteed rate

High yielding, FDIC-insured

Rates & Fees

Health Savings Account (HSA)

No minimum balance requirement

$50 to open

Competitive interest rates

Rates & Fees

Purpose Money Market

$15,000 to open

No balance maximum on the account

Rates increase as your balance increases

Rates & Fees

All accounts include:

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