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Other Loans

Hitting the road? Riding the waves? Turn to First State Bank for personal loan financing to get your plans in motion. RV, Boat, whatever you’re looking for – it’s a breeze with a loan from FSB.

Loan solutions include:
  • Secured by Savings Accounts or Certificates of Deposits
  • Boats – new and used
  • Recreational vehicles, such as travel trailers, campers, tractors – new and used
  • Motorcycles
  • Snowmobiles
  • Jet skis
  • Quick approvals
  • Flexible terms
  • Finance up to 90% of cash sales price for most loans
  • Competitive rates
  • 0.375% rate discount with autopay from a First State Bank account
Type Term Annual Percentage Rate* as low as
Fixed Up to 120 months 5.99%
Fixed Up to 180 months 6.99%

Rates current as of: July 21, 2024

For  a complete schedule of loan rates on new or used automobiles, boats, recreational vehicles, trailers, snowmobiles or Jet skis, please download our Personal Loan Rates (PDF)*. 

*Lowest annual percentage rate assumes excellent credit history, automatic loan payment from a FSB account, 10% down payment on a new boat financed for either 120 months or 180 months. A $40,000 loan under these assumptions, including a $150 service fee, would result in a $445.56 monthly payment for 120 months or $360.70 monthly payment for 180 months. There is a $150 service fee excluding loans secured by savings; $50 service fee for loans secured by savings.

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Fair Lending: The Federal Fair Lending laws, (Fair Housing Act, Equal Credit Opportunity Act, Community Reinvestment Act, and the Home Mortgage Disclosure Act), prohibit discrimination in credit transactions. In accordance with the these laws, First State Bank promotes fair housing choice and does not discriminate against any person on the basis of race or color, religion, national origin, sex, marital status, age, lawful source of income, familiar status, handicap, disability, sexual orientation or gender identity.

Loans are subject to credit approval, verification and collateral evaluation.